Hard Money,
Soft Terms,
Fast Closings.

A private lending partner that provides creative Financing Solutions for Real Estate Investors, Operators, and Developers across the country.

Fast Funding, Flexible Terms, & Exceptional Service

Best Rate & Terms Guaranteed

We treat every project with the respect it deserves, and don’t stop until you are satisfied.
Our bridge loans close within 5-7 days with rates ranging from 8%-10% and only 1 Point! We look at all property types ranging from SFR, 1-4 units and Mutli-family properties up to $5 Million.
Our fix & flip program is the most unique & flexible on the market. We fund 90% of acquisition & up to 100% of the rehab budget. We even offer no paymnets for the duration of teh loan, assuming the ARV supports the required intrest reserve.
We offer ground up construction across the country up to 80% LTV
We can help you secure long term financing better than most banks. We are approved to with numerousa wholesale channels associated commercial agency loans (Fannie/Freddie), insurance funds, hedge funds, etc…

Recent Project

Every project comes with its own needs and challenges. Tell us about your project, and we will put our 37 years of experience to work!

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Services


OUR PROMISE

Best Rates & Fees

We offer the most competitive pricing guaranteed!

FLEXIBLE LOAN PROGRAMS

We have a diverse set of in house loan programs, investors & lender network to fund most loan scenarios.

ROBUST TECHNOLOGY

Our web based technology streamlines loan intake, doc upload, & loan
processing.

Best Rates & Fees

We offer the most competitive pricing guaranteed!

FLEXIBLE LOAN PROGRAMS

We have a diverse set of in house loan programs, investors & lender network to fund most loan scenarios.

ROBUST TECHNOLOGY

Our web based technology streamlines loan intake, doc upload, & loan
processing.

Testimonials

Mike & Barbara T. - New York

My wife and I are Brokers and Experienced Flippers. The team at Spec Genie saved a great deal we were in danger of losing. This after working with a lender that canceled the deal related to issues misstated by the broker. Everyone from start to finish at Spec Genie made the process simple & painless. We have used them several times since and now bring ALL our deals to them!

Linda R. New Jersey

I have my own contracting firm and have been flipping homes for nearly a decade. And as far as I am concerned the group at Spec Genie is the best lender I have worked with. The first thing was, I was really impressed with industry experience and ability to dive deep into the deal. After my first conversation, I ended up learning more about the deal the I did. Now I run EVERYTHING past them and they have been able to structure deals in ways that no one would have been able to get done.